Petroff Law Firm, P.C. provides clients with legal representation in range of real estate matters, with a particular focus on mortgage modification, foreclosure defense, bankruptcy, and consumer protection.

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Mortgage Modification Programs Available to Homeowners
“The best defense is a good offense.”  Before your lender files foreclosure complaint take the proactive step of home loan modification.

Based on your unique circumstances, Mortgage Modification Lawyers at Petroff Law Firm will qualify homeowner for the best loan modification.  Our firm achieved successful home mortgage modifications with multiple lenders, banks, and servicing companies.

Under federal government programs, and through traditional “in-house” modifications, mortgage relief is available from  lenders such as JPMorgan Chase®, Bank of America (CountryWide) ®, EMC®, HSBC®, Bank United®, IndyMac® a division of OneWest Bank® , Residential Credit Solutions®, American Servicing Company (ASC) ® a division of Wells Fargo®, Ocwen®, Select Portfolio Servicing®, Wachovia® a Wells Fargo Company®, M&T®, US Bank®, Aurora®, Litton Loans®, Citi®, and others.  Petroff Law operates mortgage relief center that will help homeowners apply for all federal mortgage relief programs that are available. 

The most important question that homeowners ask is: “Do I qualify for mortgage modification?”  Attorneys, at Petroff Law, can examine your individual circumstances and provide you with an unbiased opinion about the best way to qualify for home loan modification.  First consultation with home mortgage modification attorney is free!

  • “Mortgage Modification Lawyers are Ready to Defend Your Home.”  Before you hire out-of-state modification company consider this: What if your modification is denied, how are you going to fight the bank?


Petroff Law Mortgage Modification Attorneys handle pre-foreclosure and imminent default cases. Experienced mortgage modification attorney will evaluate your unique financial circumstances, assess the best home mortgage modification strategy, and submit entire modification package to lender, servicer, or investor to modify your residential home mortgage.
Petroff Law offers loan modification assistance to homeowners whose home mortgages are held by FannieMae© , FreddieMac©, FHA, or private investors.

  • “Making Home Affordable program works!”  Mortgage modification is available to homeowners who reside in the property and are suffering from high mortgage payments.


Federal mortgage assistance programs are available to distressed homeowners who experience hardship, unemployment, and loss of income.  

Mortgage Modification Lawyers at Petroff Law Firm will work with all primary government modification programs such as: Home Affordable Modification Program (HAMP) including Unemployment Program, Principal Reduction Alternative, Home Affordable Alternatives Program (HAFA), Second Lien Modification Program (2MP), Home Affordable Modification Program for Federal Housing Administration Loans (FHA - HAMP), and Second Lien Modification Program for Federal Housing Administration Loans (FHA - 2LP),

Unlike mortgage modification companies that had recently flooded homeowners with their solicitations, Petroff Law, has experienced mortgage modification lawyers that are ready to help you prepare best mortgage modification plan and will never abandon you in the middle of your house loan modification process.   

We offer mortgage modification help to clients that experience hardship and are behind on mortgage payments regardless of their mortgage amount.  Petroff Law will fight for home mortgage relief for all homeowners both jumbo mortgages and regular mortgages alike.

  • “Non-Residential and Investment homeowners are suffering”  Mortgage modification lawyers can help make your case to the bank, lender or servicing company to save your investment.


Although federal modification programs are not available to non-resident borrowers, there are many options that may be considered by investors.  Bottom line, no one wants to lose money. 

Petroff Law will position your submission to the bank to show how both parties can benefit from a mortgage modification.  This will decrease your operating costs and allow your occupants to remain in the property.

  • “The best modification is the one that homeowner can afford”  Attorneys will fight for the lowest mortgage modification payment.


Homeowners who fall behind on mortgage payments become “easy” targets for banks, lenders and servicing companies.  Under the pretense of “help” they offer modifications that are not in the best interest of the homeowner. 

Here, at Petroff Law, we will examine multiple modification strategies, implement mortgage modification solution, and give you an unbiased opinion with respect to offer for mortgage modification.

  • After all, would you want to be in the same situation again?  Do your home loan modification correct the first time.

The mountain of unjust mortgage payments is staggering. In the “hey-day” of the real-estate mortgage boom, unscrupulous mortgage brokers and greedy bankers made billions of dollars by creating loans that people could not afford. Now is the time to make things right for the homeowner.   


Dear Mr Petroff I staff,
Thank you so much for all You have done for us so far. May we have a successful conclusion to this case. Wishing you much success and happiness
Happy Purim!

Thank you for all your help we hope everything will work out well.
Thank you!

Dear Lori,
Thank you so much for all your help and the results of my modifications.
I will be sure to recommend your firm to friends and family as well as use your services whenever needed.Also after I have finished the trial period and both modifications are out of the trial period.
I will be sending Lori a gratuity for her time,patients,and service during this stressful procedure.

To Laurie & Serge
Thank you for all the good work, you all have done, Helping me to same my house.
Thank You

Dear Katie,
We would like to thank you for all your help in resolving our modification. You have been nothing but patient and know ledge be in all matters. Your follow-up and follow thru were second so none. We hope that you accept and enjoy this small token of our appreciation.

I wish you joy and I wish you laughter
I wish you lasting friendships, true love, and memories so tender that you can’t stop smiling…
Ms. Lori Lewis
To you and all loves one at your home.

I wish you happy endings and wonderful beginnings, and I wish you everything that means happiness to you on Valentine’s Day and always. Hope You Have a Beautiful Day.
Ms. Lori
I revieved any call from bank or collector, I gave your tele.nos I will see you the weekend

So Laurie & Serge,
Thank you for all the good work, you all have done, helping me to save my house.
Thank you

It’s nice to know that there are still people who take such pleasure in doing special things and making others feel good…
Thank You
You’re really someone Special.

Ms. Lori
Wish there were words to let you truly know how much your thoughtfulness is appreciated.
Thank you!

To Katie and the Petroff Staff

Dear Katie
Thanks for all your good work

Dear Kaddie and the Petroff Law office staff.
Thank you once again for being
So helpful and accommodating.
With appreciation

Dear Kaddie
Thank you so much for all your help.
I spoke to larry about making 2 payments, and she told me to send one now and one later. (after the holyday) Thank you.
Good Luck.

Thank You for the phone call. Enclosed please find the payment of. If you have any further questions please call Thank You

Dear Katie
We would like to thank you for all your help in resolving our modification. You have been nothing but patient and knowledge in all matters. Your follow-up and follow-thru were second to none.
We hope that you accept and enjoy this small token of our appreciation.

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