Mortgage Modification Programs Available to Homeowners
“The best defense is a good offense.” Before your lender files foreclosure complaint take the proactive step of home loan modification.
Based on your unique circumstances, Mortgage Modification Lawyers at Petroff Law Firm will qualify homeowner for the best loan modification. Our firm achieved successful home mortgage modifications with multiple lenders, banks, and servicing companies.
Under federal government programs, and through traditional “in-house” modifications, mortgage relief is available from lenders such as JPMorgan Chase®, Bank of America (CountryWide) ®, EMC®, HSBC®, Bank United®, IndyMac® a division of OneWest Bank® , Residential Credit Solutions®, American Servicing Company (ASC) ® a division of Wells Fargo®, Ocwen®, Select Portfolio Servicing®, Wachovia® a Wells Fargo Company®, M&T®, US Bank®, Aurora®, Litton Loans®, Citi®, and others. Petroff Law operates mortgage relief center that will help homeowners apply for all federal mortgage relief programs that are available.
The most important question that homeowners ask is: “Do I qualify for mortgage modification?” Attorneys, at Petroff Law, can examine your individual circumstances and provide you with an unbiased opinion about the best way to qualify for home loan modification. First consultation with home mortgage modification attorney is free!
- “Mortgage Modification Lawyers are Ready to Defend Your Home.” Before you hire out-of-state modification company consider this: What if your modification is denied, how are you going to fight the bank?
Petroff Law Mortgage Modification Attorneys handle pre-foreclosure and imminent default cases. Experienced mortgage modification attorney will evaluate your unique financial circumstances, assess the best home mortgage modification strategy, and submit entire modification package to lender, servicer, or investor to modify your residential home mortgage.
Petroff Law offers loan modification assistance to homeowners whose home mortgages are held by FannieMae© , FreddieMac©, FHA, or private investors.
- “Making Home Affordable program works!” Mortgage modification is available to homeowners who reside in the property and are suffering from high mortgage payments.
Federal mortgage assistance programs are available to distressed homeowners who experience hardship, unemployment, and loss of income.
Mortgage Modification Lawyers at Petroff Law Firm will work with all primary government modification programs such as: Home Affordable Modification Program (HAMP) including Unemployment Program, Principal Reduction Alternative, Home Affordable Alternatives Program (HAFA), Second Lien Modification Program (2MP), Home Affordable Modification Program for Federal Housing Administration Loans (FHA - HAMP), and Second Lien Modification Program for Federal Housing Administration Loans (FHA - 2LP),
Unlike mortgage modification companies that had recently flooded homeowners with their solicitations, Petroff Law, has experienced mortgage modification lawyers that are ready to help you prepare best mortgage modification plan and will never abandon you in the middle of your house loan modification process.
We offer mortgage modification help to clients that experience hardship and are behind on mortgage payments regardless of their mortgage amount. Petroff Law will fight for home mortgage relief for all homeowners both jumbo mortgages and regular mortgages alike.
- “Non-Residential and Investment homeowners are suffering” Mortgage modification lawyers can help make your case to the bank, lender or servicing company to save your investment.
Although federal modification programs are not available to non-resident borrowers, there are many options that may be considered by investors. Bottom line, no one wants to lose money.
Petroff Law will position your submission to the bank to show how both parties can benefit from a mortgage modification. This will decrease your operating costs and allow your occupants to remain in the property.
- “The best modification is the one that homeowner can afford” Attorneys will fight for the lowest mortgage modification payment.
Homeowners who fall behind on mortgage payments become “easy” targets for banks, lenders and servicing companies. Under the pretense of “help” they offer modifications that are not in the best interest of the homeowner.
Here, at Petroff Law, we will examine multiple modification strategies, implement mortgage modification solution, and give you an unbiased opinion with respect to offer for mortgage modification.
- After all, would you want to be in the same situation again? Do your home loan modification correct the first time.
The mountain of unjust mortgage payments is staggering. In the “hey-day” of the real-estate mortgage boom, unscrupulous mortgage brokers and greedy bankers made billions of dollars by creating loans that people could not afford. Now is the time to make things right for the homeowner.